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Month: January 2023

Regulation Change Could Bring Clarity and Protection to Crypto Industry

Posted on 27. January 2023 in Allgemein

Bulletpoints:
• Congress may separate crypto exchange and custody the same way it separated Wall Street and commercial banking.
• Rep. French Hill is the chair of the Financial Services Subcommittee on Digital Assets, Financial Technology and Inclusion.
• Clarity on which agency, the SEC or the CFTC, will seek explicit oversight is what the Subcommittee is sorting through.

Article:
The crypto industry may soon be impacted by a regulation change that has been nearly a century in the making. Congress is considering separating crypto exchange and custody the same way it separated Wall Street and commercial banking. This potential regulation change is being looked at by the Financial Services Subcommittee on Digital Assets, Financial Technology and Inclusion and its chair, Rep. French Hill.

The Subcommittee is currently sorting through the specifics of which agency, the SEC or the CFTC, will seek explicit oversight. Rep. Hill has said that the Subcommittee is trying to “sort through” the proposed regulation change and its implications. If the regulation change is enacted, it could have a major impact on the crypto industry and how people use cryptocurrencies.

The regulation change is an attempt to provide more protection for investors by separating custody from exchange. Currently, many exchanges are both custodians and market makers, meaning that they are responsible for both the storage and trading of crypto assets. By separating the two, investors would be better protected from potential losses due to mismanagement or theft.

The crypto industry has seen its share of scams and hacks in recent years, and this regulation change could provide much needed clarity and security. It could also open up the market to more institutional investors who may have been wary of investing in the space due to potential risk.

The regulation change is still in the early stages of discussion, and it may be some time before it is enacted. But it is a step in the right direction for providing more clarity and protection for investors in the crypto space. As more details emerge, the industry will be watching to see if the proposed regulation change will be a boon or a burden.

Timothy Stranex Leaves Cryptocurrency Exchange Luno, Simon Ince Appointed CTO

Posted on 21. January 2023 in Allgemein

Bullet Points:
-Timothy Stranex, the co-founder and chief technology officer of cryptocurrency exchange Luno, has departed the company in December 2020.
-Luno was founded by Timothy Stranex, Carel van Wyk, Pieter Heyns and current CEO Marcus Swanepoel nearly 10 years ago.
-Simon Ince has been appointed as Luno’s new chief technology officer, after joining the firm as its vice president of engineering two years ago.

In December 2020, cryptocurrency exchange Luno announced the departure of its co-founder and chief technology officer (CTO), Timothy Stranex. The company, which is owned by Digital Currency Group (DCG), has over 10 million customers worldwide, with offices in London, Singapore, Cape Town, Johannesburg, Lagos and Sydney.

Stranex founded Luno, which was formerly known as BitX, nearly 10 years ago with Carel van Wyk, Pieter Heyns and current CEO Marcus Swanepoel. He has now been replaced as CTO by Simon Ince, who joined Luno just under two years ago as its vice president of engineering.

Prior to launching Luno, Stranex was the founder and CEO of a software company called Zuma Technologies. He also founded a digital media company called Moduzo, which was acquired by the South African media group Primedia in 2014.

In a statement, Stranex said that he was leaving Luno in order to pursue personal projects. “I am extremely proud of what we have achieved at Luno,” he said. “I’m now looking forward to embarking on some personal projects and pursuing some of my other interests.”

Swanepoel praised Stranex for his contribution to Luno and wished him well for the future. “Timothy was instrumental in building Luno into what it is today,” he said. “I want to thank him for his contributions and wish him all the best for the future.”

Ince has been appointed as Luno’s new CTO. He previously served as the vice president of engineering and has been responsible for overseeing the development of the company’s product and technology. He also co-founded a company called Vodacom Digital Ventures, and was part of the founding team at a digital identity startup called Yoco.

In a statement, Ince said he was excited to take on the role of CTO at Luno. “I am thrilled to be taking on the role of CTO at Luno and look forward to leading the development of our products,” he said. “I am passionate about building digital products that make a difference in people’s lives and I am looking forward to being part of the Luno team and helping to shape the future of digital currency.”

Crypto Investing: CFP & CFA Institutes Provide Guidelines for Financial Advisors

Posted on 14. January 2023 in Allgemein

• The Certified Financial Planner Board of Standards (CFP Board) and the Chartered Financial Analyst Institute (CFA Institute) have recently issued advisories and guidelines for financial advisors regarding cryptocurrency investments.
• The CFP Board issued a “Notice to CFP Professionals Regarding Financial Advice About Cryptocurrency-Related Assets” in November 2020, which will govern how holders of the CFP certification should advise clients about cryptocurrency investments.
• The CFA Institute has also issued a “Crypto-Asset Valuation Framework” to help financial advisors better understand the valuation of crypto-assets and make sound investment decisions.

Cryptocurrency is becoming an increasingly popular asset class for investors and financial advisors alike. With the rise in the number of investors looking to diversify their portfolios into digital assets, financial advisors have a responsibility to ensure that their clients are making sound investment decisions. In order to ensure that advisors are providing the best advice to their clients, two of the most respected credentialing organizations in the financial services industry, the Certified Financial Planner Board of Standards (CFP Board) and the Chartered Financial Analyst Institute (CFA Institute), have issued advisories and guidelines to help financial advisors better understand and advise on cryptocurrency investments.

The CFP Board issued a “Notice to CFP Professionals Regarding Financial Advice About Cryptocurrency-Related Assets” in November 2020, which outlines the CFP Board’s expectations of how holders of the CFP certification should advise clients about cryptocurrency investments. The notice states that CFP professionals must be knowledgeable about the asset class and must remain current on industry developments, market conditions and strategies, as well as the associated risks. CFP professionals must also be aware of the regulatory environment and any applicable laws or regulations. In addition, the CFP Board recommends that advisors adhere to the same standards of care for cryptocurrency investments as for any other investment.

The CFA Institute has also issued a “Crypto-Asset Valuation Framework” to help financial advisors better understand the valuation of crypto-assets and make sound investment decisions. The framework outlines six methods for valuing cryptocurrencies, including market comparison, discounted cash flow analysis, technical analysis, option pricing, real options analysis, and machine learning techniques. The CFA Institute also recommends that advisors follow the same risk management and regulatory compliance guidelines as they would for any other asset class.

As the cryptocurrency market continues to grow and evolve, financial advisors must stay up to date on the latest developments in order to ensure that their clients are making sound investment decisions. The CFP Board and the CFA Institute have both taken steps to provide guidelines and advisories to help financial advisors better understand and advise their clients on cryptocurrency investments. By following the guidelines and advisories issued by these two organizations, financial advisors can ensure that their clients are making informed and responsible investment decisions.

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Gemini Terminates Key Partnership with Genesis Amidst Growing Financial Woes

Posted on 14. January 2023 in Allgemein

-Genesis Global Trading, a crypto lending product pitched to smaller investors, is in dispute with Digital Currency Group, its partner.
-Digital Currency Group is the parent company of Genesis and CoinDesk and is looking to sell some of its venture-capital portfolio, worth around $500 million, to pay off its creditors, who Genesis owes over $3 billion.
-Lumida CEO and co-founder Ram Ahluwalia weighed in on the latest tensions escalating between DCG and Gemini.

Tensions between Digital Currency Group (DCG) and its partner Genesis Global Trading have been escalating recently, with DCG’s crypto lending product pitched to smaller investors now in dispute. Gemini, the crypto exchange owned by the Winklevoss twins, has now terminated a key aspect of their relationship.

Lumida CEO and co-founder Ram Ahluwalia weighed in on the situation, pointing out that Genesis’ current financial woes are at the heart of the dispute. It has been reported that Genesis owes its creditors over $3 billion, prompting its parent company, Digital Currency Group, to look at asset sales to pay off the debt.

The Financial Times reported on Thursday that DCG is considering offloading some of its venture-capital portfolio, worth around $500 million. If a sale were to take place, it would go some way to helping Genesis pay off its creditors, which includes some of the biggest names in the crypto industry.

However, a sale of assets could also have some negative implications, with concerns over the potential implications for the liquidity of the overall market. The sale of venture capital portfolios could potentially lead to a decrease in venture capital investments, as investors become more cautious and pull back their capital.

It is unclear how the dispute between DCG and Gemini will be resolved, with the latter having been a prominent partner for Genesis for quite some time. It remains to be seen whether the two companies will be able to reach an agreement, or whether the situation will escalate further.

Whatever the outcome, it is clear that the dispute between DCG and Gemini has exposed the underlying financial issues at Genesis. Whether it is able to pay off its creditors remains to be seen, but the sale of assets could be the only way for it to do so. As the dispute between the two companies continues, all eyes will be on the crypto industry to see how it continues to evolve.

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How to Set a Song as Your Ringtones on Your iPhone

Posted on 5. January 2023 in iPhone

If you’re an iPhone user, you’ve probably noticed that the standard ringtones on phones are generally too generic and become irritating. To stand out to make the phone unique, you can create an individual ringtone of your preference. It doesn’t matter if it’s your favourite song or even a soundbite from a film making a song the ringtone of iPhone iPhone is a fantastic method for you to customize the phone, making it even more exciting.

We’ll discuss how to make a song your ringtone for your iPhone. We’ll discuss how to download songs through Apple Music or a third-party platform, the process of creating the ringtone you want from your music library as well as how to set up an individual ringtone and the best way to manage your Ringtones. We’ll also provide suggestions for troubleshooting, and finish with some final ideas.

Steps to Set a Song as a Ringtone

To make a song your ringtone for your iPhone You’ll need first download the song via Apple Music or a third-party platform. After that you’ll have to create an ringtone using your music library or the one that you downloaded. In the end, you’ll need create the ringtone for your iPhone. Let’s look at the steps in more depth.

Downloading Music from Apple Music

If you’d prefer to set a song that’s available on Apple Music as your ringtone it is necessary to download the song using Apple Music. Apple Music app. For this to be done, simply open your Apple Music app and search for the song you want to use for your phone’s ringtone. Once you’ve found the track click the download icon beside the track to begin downloading it. When the download is completed then you’re ready to move for the next one.

Downloading songs from third-party platforms

If you’d prefer to set a song from a third-party website to be your ringtone, you’ll have to download the song to the platform. For this to happen, simply open the platform and browse for the song that you’d like to make your ringtone. After you’ve located the song you want to download, click on the download icon beside the song to start downloading it. When the download is finished then you’re ready to move for the next one.

Create a Ringtone from the Existing Music Library

In order to make the ringtone of the songs in your existing libraries of songs, you’ll have first launch the iTunes application for your iPhone. After opening the app, you can select the song you’d like use as a ringtone in your library, and then tap the song to open it. After the song has been opened then tap the “Edit” button in the upper right corner . Then, select”Create AAC Version “Create AAC Version” option. This will generate a brand fresh version which you can later modify to create your own custom tone.

Setting a Custom Ringtone

After you’ve made your own custom ringtone, it’s time to enable it on your iPhone. In order to do that, go to the Settings app on your iPhone and choose”Sounds and Haptics. “Sounds & Haptics” option. Once you’ve found this menu, select”Ringtone “Ringtone” option and select the ringtone that you’ve made. Once you’ve done that the personalized ringtone will be activated and will be played when you get a phone call.

Managing Your Ringtones

After you’ve set your personal ringtone, it’s possible to control your ringsongs. To do that, open your Settings application within your iPhone and then select”Sounds and Haptics. “Sounds & Haptics” option. After you’ve accessed this menu, click on the “Ringtones” option and select the “Manage Ringtones” option. From there, you can review, edit and remove your customized Ringtones.

Troubleshooting

If you’re having difficulty making a song your ringtone for your iPhone There are some options you could try. Make sure that you’re downloading the song from a trusted source. If you’re downloading it through Apple Music, make sure that the song is available in your area. If you’re downloading the track through a third-party website ensure that the platform is legit and the song is in a compatible format.

If you’re having difficulty selecting the song to be your ringtone, you can create an entirely new ringtone using the song. In order to do that, you must open the iTunes application in your iPhone and then select the song you want to make a ringtone using your library. After the song has been opened then tap the “Edit” button in the upper right corner , and then select”Edit” and then the “Create AAC Version” option. This will generate a brand different version which you can later edit to make your personal sounding ringtone.

Conclusion

Making a song the ringtone of your iPhone is an excellent option create a phone that is personal and exciting. To achieve this, you’ll need start by downloading the music to Apple Music or a third-party platform, then create an ringtone using your music library or from the music you downloaded earlier, and create the ringtone for your iPhone. After you’ve completed this you’ll be able to manage your ringtones using your Settings application on the iPhone. If you’re struggling to set an ringtone for a particular song try downloading the track from a reliable source, or making a brand new ringtone using the song.

Set a song to be the ringtone for an iPhone is a great method for you to give your smartphone individual and distinctive. It doesn’t matter if it’s your favourite song or a humorous sound clip from a film choosing a song to be your ringtone can be a fantastic option to add a bit of individuality on your mobile. Following the steps within this post, you’ll have the information and tools to select a song to be your ringtone for your iPhone.

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Unlocking the Power of Pretty Little Thing Codes

Posted on 5. January 2023 in discount coupons

The little things can be a fantastic method to save money while shopping on the internet. When you’re trying to find discounts on your purchase or simply want to be sure that you’re getting the most effective bargain Finding the best coupon will make an enormous difference. This article will examine the potential of these tiny thing codes, their benefits that they offer, the best way to get them, the best tips for using them, well-known codes, possible issues as well as a conclusion.

What Are Pretty Little Thing Codes?

Pretty Little Thing codes are discount coupons which make it easier for shoppers to save money when they purchase items on the internet. These codes can be utilized across a range of websites that include Pretty Little Thing. They are available in many formats, such as coupons, promo codes, and even exclusive deals. Some codes are limited to specific customers, while others are accessible to everyone who uses the coupon code.

Benefits of Using Pretty Little Thing Codes

The primary advantage of using these tiny code is that they will assist shoppers to save money. By using the correct code shoppers are able to save an enormous amount of money when they purchase. Furthermore these codes could aid shoppers in finding the most lucrative bargains available. Pretty Little Thing has a vast array of codes to choose from which means that shoppers are certain to find one that will work for them.

How to Obtain Pretty Little Thing Codes

Pretty Little Thing coupons can be obtained through many ways. The most popular method to acquire codes is to sign up to the Pretty Little Thing newsletter. When they sign up, customers will be offered exclusive deals and discounts that they can use to purchase items. In addition, customers can locate codes on the internet by searching for “Pretty Little Thing codes” or “Pretty Little Thing promotional codes.”

Tips for Using Pretty Little Thing Codes

When applying Pretty Little Thing codes, it’s essential to read the conditions and terms prior to making use of the coupon. Certain codes might only be offered for specific items or have expiration dates. Also, customers should ensure that they use the coupon code when they check out to be sure they receive the discount.

Popular Pretty Little Thing Codes

Pretty Little Thing has a array of coupon codes for customers to utilize. The most sought-after codes are “FREESHIP” for free shipping, “EXTRA20” for an extra 20% off along with “SALE25” for 25% off certain products. Also, customers must keep an eye out for codes exclusive to them that are distributed via The Pretty Little Thing newsletter.

Potential problems with Pretty Little Things Codes

While making use of Pretty Little Thing codes can be helpful, there are possible issues that customers must be aware. For instance, some codes may not function because of an error being enteredor the code is no longer valid. In addition, certain codes could only be valid for specific items , or may be limited to specific customers.

Conclusion

Simple codes can be a fantastic option to save money when shopping on the internet. By using the correct codes you are able to save a significant amount of money on purchases. In addition, Pretty Little Thing has numerous codes to choose from and shoppers are bound to discover one that is suitable for their needs. Following the guidelines by this piece, customers can save money and get the most value from your shopping experiences.

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